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YourCU@Home
Access
your credit union accounts 24 hours a day 7 days a week
through your computer with our Online Financial Manager. See your balances, transfer funds,
have a check issued, look at your account statement and
histories, etc. Convenience at it's best.
ATM
Cards
Together
with your PIN (Personal Identification Number), these cards
allow you to withdraw cash, transfer funds and inquire about
your account balances at thousands of Automated Transfer
Machines (ATM's) conveniently located around the world.
Cards are issued to members with a FECU share draft account.
Eligibility is based on the member having a good standing
with their account. These cards are available at any FECU
office.
F.E.C.U.
has joined the Privileged Status Network whose logo appears
above. FECU ATM cardholders and VISA Check Cardholders now
have access to a broad base of ATMs without incurring a
surcharge. This network includes more than 500 financial
institutions with over 1,300 ATMs covering 29 states. So
when you now go to use an ATM, look for the Privileged
Status Logo and be guaranteed that you will not have to pay
an ATM surcharge. To locate a Privilege Status Network ATM
anywhere in the country, click here
or contact
any credit union office.
VISA
Check Cards
The
convenience of this card is its ability to be used like a
check or a debit card. Linked to the members share draft
account, use it like a credit card but it clears your
account like a check. VISA Check Cards work at millions of
locations that accept VISA debit cards. Just stop by any of our offices
and complete a simple application and we’ll do the rest.
Check
Cashing
Check
cashing is available at any of our locations to members who
have accounts in good standing with the Credit Union.
Cash
Withdrawals
Any
member with funds available can withdrawal cash at any of
our offices. Funds may also be withdrawn through an ATM
machine provided that they have a share draft account with
funds available. There are certain limitations for cash
withdrawals from an ATM.
Payroll
Allotment/Direct Deposit
Why
wait in line to make your deposits? Or have a check get lost
in the mail. If you receive a regular recurring payment like
a paycheck, Social Security check, retirement payment, etc.,
chances are you can sign up for direct deposit and your
check will be deposited automatically. With direct deposit
you know that your check will be in your account hassle
free.
Want
a convenient way to make regular deposits to a share savings
account or loan payment? Then payroll allotment/deduction is
for you. You make the decision on how to handle your
deposits and we can make it happen conveniently and simply.
Talk to any credit union office for friendly assistance.
Coin
Counting
This
service is available at any of our offices to members who
wish to have their coins converted. The Harding Hill office
has a coin counting machine for the special convenience of
our members.
Used Car Price
Guide
If
you are either shopping for or selling a used car, be sure
to look at our NADA Used Car Price Guide which are available
at each office. Or if you prefer to do your research online,
go to www2.nadaguides.com.
Loan
Coupon Books
These
coupon books provide the member with a convenient monthly
billing reminder that can used to make loan payments. These
coupons can either be brought in person or mailed to any of
our offices.
Notary
Service
A
notary service is available to all FECU members, at no cost,
anytime during normal business hours at any credit union
office. Just remember to bring your driver's license for
identification purposes. Remember not to sign the document
to be notarized, this must be done in front of the notary.
Travelers
Cheques
The
convenience and protection of American Express Travelers
Cheques are available at all credit union offices. Several
denominations are available. Traveler's Cheques for Two are
also available for a small fee.
Cashiers
Checks
Cashiers
checks are available at all credit union offices for a fee
of $3.00 to members. Cashiers checks are issued in exchange
for cash or a transfer from a member's account.
Telephone
Transfers
Members
who cannot make it into our offices can call us during
regular business hours to transfer money between accounts or
to request check withdrawals from their accounts. We require
you to limit yourself to six such withdrawals monthly.
Wire
Transfers
FECU
can electronically transfer funds to another financial
institution for faster credit. We can also receive wire
transfers. To wire funds out, please be sure to secure the
proper wiring instructions and account number for the
institution receiving the funds. Wire transfer requests
place after 12:30 PM cannot be guaranteed to arrive the same
day. Fee per transfer is: $20.00 outgoing domestic wire;
$30.00 outgoing international wire and $15.00 for an incoming
wire under $5,000.00.
Transactions
by Mail
For
members who cannot make it to our offices, we can deposit
checks, pay bills, withdraw funds by check or provide any
other number of services. We however do not encourage
sending cash through the mail.
Drive
Up Window
Members
in the Des Moines area can utilize the drive-up window at
our Harding Hills Office to transact their credit union
business. With two lanes available, service is swift and
convenient.
Night
Depository
Our
Harding Hills Office has a night depository for those
members wishing to transact business after normal business
hours.
Electronic
Statements
Monthly
statements are sent to members with qualifying transactions
on their accounts. We can also generate statements based on
the needs of the member whether it’s balancing their
checkbook or verifying a deposit or a withdrawal.
In
Office VISA Payments
Every
office can accept Federal Employees Credit Union VISA
Account payments for our members who don’t
want to go through the hassle and worry of mailing their
payments. We can accept cash and check payments as well as
make the payments directly from the member’s account via
telephone, mail, or personal visit.
VISA
Cash Advances
Available
to members who own a VISA Credit Card. All they have to do
is come to any office and present their card, and if
approved by VISA International, Inc. funds can be disbursed
in our office. There may be some fees associated with this
service from your cards' issuing financial institution.
Credit
Report Checkups
Members
are allowed to request an in-house copy of their credit
report once a year without applying for a loan. Credit union
staff will review the report with the member for
correctness. However, copies of the reports may not be taken
out of the office.
Adventureland
Ticket Discounts
As a
benefit to our membership, we offer tickets to the
Adventureland Amusement park at a discounted price and they
are good through out the summer. Contact any office for
details.
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