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September 07, 2008 

  

Information Desk
Hours/Membership Eligibility | Financial Statement
Loan Rates | Share Account Rates
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Loan Rates
All Rates Quoted As Annual Percentage Rate (APR)

Share Secured Loans (Based On Dividend Rate)
3 % ABOVE SHARE RATE
3.75% (ADD 1 % PER YEAR OVER 3 YEARS)

Home Equity Line Of Credit

Fixed Rate 84 Month Repayment 7.50% to 9.00%
Variable Rate 180 Month Repayment 5.25% to 8.25%

(Variable Adjusted By The Wall Street Journal Prime Rate Based On % Equity)
 

New CAR

24 Month Repayment 100% Financing 4.90%
36 Month Repayment 100% Financing  5.40%
48 Month Repayment 100% Financing 5.90%
60 Month Repayment 100% Financing 6.40%
72 Month Repayment 100% Financing 6.90%
84 Month Repayment 100% Financing 7.40%


 

Used Vehicle
(100% Financing of the Vehicle Trade-in Value)

(2005, 2006 And 2007)

36 Month Repayment 5.90%
48 Month Repayment 6.40%

60 Month Repayment

6.90%

72 Month Repayment

7.40%

84 Month Repayment

7.90%

(2003 To 2004)

36 Month Repayment 6.90%
48 Month Repayment

7.40%

(2002 And Older)

36 Month Repayment 8.90%

 Other Secured Vehicles
(Motorcycles, Snowmobiles, Campers, Etc.)

Same As Car Rates Plus 2 %
 

 Signature/Property Lien Loans

36 Month Repayment

11.90%

(Add 1%/Year Over 3 Years)
 

Visa Classic Credit Card

Fixed Rate

12.90%

Visa Gold - 3% Above Wall Street Journal Prime Rate

8.25%

 

Signature Loans

Less Than $1,000

17.90%

$1,000 & Over - Rate Determined By Credit Score

 9.40% To 19.40%

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